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	<meta name="description" content="苏e融一站式信息咨询服务平台，不收取任何手续费，专业信息咨询顾问还将为您提供海量产品，同时客服全程一对一跟踪，为您提供优选产品和优质服务。">
	<title>专业的信息咨询服务平台-苏e融</title>
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			<a href="/helper/helpcenter.html">帮助中心</a>
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			<a href="/helper/riskmanag.html">借款审核与风控</a>
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			<h1 class="entry-title">借款审核与风控</h1>
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								<span style="font-family:微软雅黑">审核流程</span>
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							<span style="font-family:微软雅黑">资质审查：对于客户的户籍、婚姻、工作、资产、征信、负债等情况进行审核</span>
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							<span style="font-family:微软雅黑">第三方机构查询：核实客户第三方征信情况及近期通话情况</span>
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							<span style="font-family:微软雅黑">实地审核：由风控人员实地勘察客户居住地址情况及工作单位情况</span>
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							<span style="font-family:微软雅黑">借款借据的修改：根据目前借款情况，重新拟定借款借据，更有利于今后产生逾期后的后置处理程序</span>
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							<span style="font-family:微软雅黑">逾期前置化处理：对于风险客户给予逾期前置化处理方案，比如增收保证金、降低额度、录入贷后管理系统等</span>
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